How Do I Close the Bank Accounts?
What is to be done with bank accounts after a death varies regionally. In some regions, bank accounts are automatically frozen after a death. To avoid any complications, the bank should be notified immediately, and you should find out the procedures for releasing these funds, and how to set up a new account for funds received after the death.
It’s recommended that a joint account stay open for at least six months to allow you to deposit any cheques that are made out to the deceased.
To take a name off a joint bank account, banks require a funeral director's statement of death. If the deceased had a safety deposit box in a bank, the contents can be sealed after death and a funeral director's statement of death will be required to gain access to the contents.